Rabu, 30 Mei 2012

[S149.Ebook] Download PDF Nauti Siren: A Novella from Nautier and Wilder, by Lora Leigh

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Nauti Siren: A Novella from Nautier and Wilder, by Lora Leigh

Lora Leigh, the New York Times best-selling author of Nauti Intentions and Nauti Dreams revisits that sultry and "sinfully good" (Joyfully Reviewed) Southern landscape with a story of a young woman whose desire for a Boston attorney draws them both into a dangerous undercover investigation, and an adversary as lethal as he is relentless.

  • Sales Rank: #94380 in Audible
  • Published on: 2013-04-02
  • Released on: 2013-04-02
  • Format: Unabridged
  • Original language: English
  • Running time: 310 minutes

Most helpful customer reviews

1 of 1 people found the following review helpful.
Melodramatic nonsense
By Midwest Reader
This book is just plain silly. The whole thing, including the sex scenes, is overblown and melodramatic. I've read the entire Nauti series prior to this one, and this is by far the worst of the bunch. I enjoyed the others.

The narration is awful. The voices and accents of the various characters change willy nilly, and sometime the men sound like squeaky women. It's also possible that my lack of enjoyment of the sexy bits was due to the narrator's "passionate" over-the-top delivery. It was hard to take.

I'd have given the book one star, but I gave it an extra point for being free.

There are lots of things that happen in the story, and that might sustain the interest level for some readers, but the fact that absolutely nothing was resolved, and the story just abruptly ends, is a huge turn-off.

Go ahead and read it if you're interested in what happens to Piper and Jed, but don't expect much.

2 of 3 people found the following review helpful.
Leigh knows how to write hot and sexy scenes!
By Darlene
This genre is a bit of a stretch for me, but I wanted to try something a little out of my comfort zone. Even though it is labelled as "Erotic Romance/Erotica," it feels very much like a Romantic Suspense novel only with more graphic sex.

Leigh wastes no time in getting right into the naughty bits! Piper Mackay is a 24 year-old woman who lives with her two sisters at Mackay's Bed & Breakfast Inn owned by her mother in Somerset, Kentucky. She has had a crush for the past year on the man who has been staying in the room next to hers, Jedidiah "Jed" Booker. He says that he is in the construction trade and is working on some projects in town, but Piper has her suspicions that there is more to him than meets the eye. She lets herself into Jed's room, presumably to clean it, just as Jed exits from the shower in just a towel. In the next moment, the two are in a hot clinch and Piper is pressed up against the wall with her legs wrapped around his waist. They get interrupted, and Piper is thankful because she worries that Jed is as controlling as her half-brother, Dawg. Jed scrawls his telephone number in her journal and tells her to call him when she's ready to give him a chance.

Piper is a small-scale fashion designer and dreams of hitting the big time. Dawg and her male cousins are very overprotective of Piper and her sisters, and none of them can go anywhere unaccompanied by a chaperone. When Piper receives a letter from a fashion mogul in New York expressing an interest in her designs, she sneaks away without telling anyone that she is leaving the state. She ends up getting roughed up in her hotel room just as she is checking out of the hotel, and her purse with her identification is stolen. The hospital staff find Jed's phone number in Piper's journal and call him to ask for permission to treat Piper who is unconscious. The knight in shining armour rides out to Piper's rescue.

There is no question that Leigh can write hot and sexy scenes. I was okay with that, even though this book is a lot more explicit than what I am used to. What I am not okay with is reading about a woman getting knocked around. Poor Piper gets assaulted by men on two separate occasions, and the second time she wound up in the hospital with a concussion. I do not know enough about Leigh's work to know whether this is a common element in her books, but I didn't like it.

I love Alpha males who are protective, but I don't care for overbearing and domineering. Jed does not have these negative qualities, but Dawg and Piper's cousins are control freaks. At the end of the book when Piper is just about to find out the truth about what is going on, she decides she does not need to know and walks away and leaves the matter in the hands of Dawg and her cousins to deal with. What?!? Piper is way too subservient for my liking.

This novella is part of the Nautier and Wilder anthology by Leigh and Jaci Burton, which is also a part of Leigh's popular Nauti series. Even though I haven't read any other books in the Nauti series, I didn't have any difficulty in following along.

There were definite parts of the story that I didn't like, but I think the racy parts made up for it! Overall, I enjoyed it but I do not think that I will read any other books in the Nauti series. It sounds like Leigh's Breeds series, which are Paranormal Romances, would be more enjoyable for me, and I will be trying it out.

Manxie Hardy is a new-to-me narrator, and she was okay but some of her male vocalizations grated on me. Dawg sounded like a redneck brute with more brawn than brains.

I received this audiobook from the publisher in exchange for an honest review. I did not receive any compensation for my review, and the views expressed herein are my own.

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Minggu, 27 Mei 2012

[F127.Ebook] Free Ebook Modeling Structured Finance Cash Flows with Microsoft?Excel: A Step-by-Step Guide, by Keith A. Allman

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Modeling Structured Finance Cash Flows with Microsoft?Excel: A Step-by-Step Guide, by Keith A. Allman

A practical guide to building fully operational financial cash flow models for structured finance transactions

Structured finance and securitization deals are becoming more commonplace on Wall Street. Up until now, however, market participants have had to create their own models to analyze these deals, and new entrants have had to learn as they go. Modeling Structured Finance Cash Flows with Microsoft Excel provides readers with the information they need to build a cash flow model for structured finance and securitization deals. Financial professional Keith Allman explains individual functions and formulas, while also explaining the theory behind the spreadsheets. Each chapter begins with a discussion of theory, followed by a section called "Model Builder," in which Allman translates the theory into functions and formulas.


  • Sales Rank: #88072 in Books
  • Published on: 2007-03-09
  • Released on: 2007-03-01
  • Original language: English
  • Number of items: 1
  • Dimensions: 9.21" h x .47" w x 7.48" l, .90 pounds
  • Binding: Paperback
  • 224 pages

From the Back Cover
Praise for Modeling Structured Finance Cash Flows with Microsoft� Excel�

"You can roll up your sleeves, dive into this book, and shortly thereafter, you have a full-blown honest-to- goodness working model of a transaction. This sure beats the old method of slaving at the feet of gurus for years in the hopes that they'll throw you a scrap. It almost feels as though Allman has given away a shortcut through the 'hazing' period of learning, but then I am grateful I have a resource with which to train new analysts or remind myself how some things work."
—Omar Haneef, Global Securitized Markets, Citigroup

"Allman has written a book that reveals to the reader/user a robust framework for using Excel to model structured finance transactions. Both seasoned cash flow modelers and those new to, or curious about, how structured finance transactions are analyzed can benefit from this book."
—Henry Wilson, Bond Insurance Company Analyst

"A powerful, concise, and tiered approach. It's a bedrock foundation to build on for both the art and science of structured finance modeling. An excellent platform from which to leverage your financial knowledge and personal capital."
—William Preinitz, Managing Director, Citigroup

"An essential tool for any credit officer wishing to gain a general or in-depth understanding of cash flow modeling for new or existing deals."
—Joseph B. Keener, Structured Portfolio Management, Citigroup London

Written by industry expert Keith Allman, this well-rounded resource provides detailed guidance on constructing one of today's most adaptable models—the cash flow model. Filled with in-depth insight, expert advice, and illustrative examples, Modeling Structured Finance Cash Flows with Microsoft Excel explains individual functions and formulas, while also examining the theory behind the spreadsheets. Each chapter begins with a discussion of theory, followed by a section called "Model Builder," in which Allman translates the theory into functions and formulas.

By combining specific application instruction with theory, Modeling Structured Finance Cash Flows with Microsoft Excel will teach you skills that can be instantly applied to professional-level modeling.

About the Author
Keith Allman is currently the principal trainer and founder of Enstruct, a structured finance analytics training company. Previously he was a Vice President at Citigroup in their Global Fixed Income, Structured Finance Division. He has built and reviewed hundreds of models from many different sectors. Allman received his master's degree in international affairs from Columbia University.

Most helpful customer reviews

25 of 28 people found the following review helpful.
Excellent Hands-On Introduction to Structured Finance
By BL
In structured finance, there is a tremendous discrepancy between academic literature and practice. In purporting a generalizable, scientific approach, many textbooks avoid explaining the intracacies of actual structured finance deals. The fundamental issue is that the implicit value of deal transparency required for issuer and investor tends to be overlooked by authors approaching the field from an academic background. Technical pyrotechnics that suit liquid markets fail when fees, interest rates, and other deal specifics are malleable constructs negotiated among a handful of parties. At the same time, basic bond math on an unsegregated pool of loans cannot accurately describe how assets generate cash flows and the risks faced by investors.

MFSC is the *only* book (afaik) that demonstrates how real structured finance pros bridge the void between these 2 common pitfalls made by other structured finance books. For one, the calculations that belie each component of a structured finance deal is integrated into a single model rather than considered separately. Other books may describe how cash flows pay out in a senior-sub structure, but they won't, for example, take the time to step through how funding costs and triggers affect the cash flows. The primary model also gives the user flexibility to stress the model and enables the user to treat the model as a base for all structured finance deals. Through a neatly organized inputs sheet, each component in the primary model described painstakingly anticipates the gamut of variations common to these types of deals.

All this in a book that's easy to follow and a delight to read. Five stars.

11 of 12 people found the following review helpful.
Good Intro to Cash Flow Modeling
By Patrick Pancoast
Anyone needing to learn how structured finance cash flow models work will benefit from going through this book and building the spreadsheet-based model it describes. It will be faster if you are already good at using Excel for complex modeling or pricing, but there is a fair amount of Excel advice for those who need it. The book models a single pool of mortgages that can be described by weighted average statistics incorporating both prepayment and default scenarios. Great care is taken to make the model flexible in terms of the kinds of mortgages in the pool. On the liability side the model allows for the creation of a single senior class and a sub class with an interest rate swap and a reserve. While very good for learning the cash flow consequences of sequential and pro rata payment waterfalls, this model cannot describe the structures actually issued in the market. The skills learned, however, should allow the reader to build models capable of modeling issued structures.
The writing is clear and the examples are explained well. The flow of cash into and out of the structure is emphasized by clear inputs, cash flow modeling and summary outputs.

11 of 12 people found the following review helpful.
Excellent introduction to MBS modeling
By abacus
Keith's book saved me hours of trial-and-error effort with Excel for modeling structured transactions. This book takes a simple, step-by-step approach to help the reader understand the mechanics of building the cash flow model for Mortgage Backed Securities (MBS).

Once you understand the basics of model creation and cash flow, then it is a matter of refining your skills by revere-engineering more MBS transactions out there. You will find all the basic tools to become proficient in that task by following this book.

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Rabu, 16 Mei 2012

[R778.Ebook] Download Ebook Forty Years in the Wilderness: My Journey to Authentic Living

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  • Published on: 1709
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Senin, 14 Mei 2012

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Philippines - Unique Nation - With Dr. Gregorio F. Zaide's History Of The Republic Of The Philippines - Second Edition, by Dr. Sonia M. Za

  • Sales Rank: #15877015 in Books
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Selasa, 08 Mei 2012

[N725.Ebook] PDF Ebook Educational Psychology: Theory and Practice (9th International Edition), by Robert E. Slavin

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Educational Psychology: Theory and Practice (9th International Edition), by Robert E. Slavin

  • Sales Rank: #7117836 in Books
  • Published on: 2009
  • Binding: Paperback

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16 of 18 people found the following review helpful.
Excellent Reference On Current Teaching Challenges
By Thomas W. Martin
This was a text book for my now completed first education class, "The Diverse Classroom". We did not have to read the entire book, just Chapters 2, 3, 4, and 12, so I base my review on those chapers. This book is rich in detail on the challenges faced in contemporary classrooms. It is well written, and has very complete and thorough references. In addition to raising awareness of key issues, it provides many practical suggestions for application.

The other text book for the class was "Introduction to the Foundations of American Education" by James A. Johnson, et al. That book was not as good by comparison; it was much too preachy.

11 of 12 people found the following review helpful.
Eductional Psychology not boring?
By Onno van Santen
This was course material for my course in Ed Psych as part of my Bachelors degree. Prejudice made me think it would be boring and uneventful. On the contrary I have found that it is well written, with clear examples and continuous and consistent internal referencing and clear examples. Mr. Slavin refers to "intentional teaching" throughout the text. The text and its setup has been cleverly pegged to this theory, leaving me with a thorough understanding of educational psychology for a starter in the field. This should be obligatory reading for any teacher, if not the ones I have had over the years who could have done myself and other students a favour by studying it before standing in front of a classroom.

10 of 12 people found the following review helpful.
A great book, even when one's required to buy it
By G. Braun
I had to buy this book for one of my university's special education credential classes, but the book's a definite keeper. I find that I learned more about what I need to know to do my job from this one textbook than from all my other textbooks combined. At least that's what it seems like most days!

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[T331.Ebook] Free PDF State-of-the-Art Orthodontics: Self-Ligating Appliances, Miniscrews and Second Molars Extraction, 1e, by Hugo Trevisi DDS, Reginaldo C. Tr

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Authored by experts of international renown, State-of-the-Art Orthodontics: Self-Ligating Appliances, Mini-Screws and Second Molars Extraction is lavishly illustrated throughout and explains the latest techniques in the management of Class II and III malocclusions including severe over-crowding. Places particular emphasis on the role of the Clarity™ Self-Ligating appliance – an esthetic device that also demonstrates excellent sliding biomechanics and allows use of low force levels and reduced treatment times.

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  • Sales Rank: #4056512 in Books
  • Brand: Brand: Mosby Ltd.
  • Published on: 2011-06-16
  • Original language: English
  • Number of items: 1
  • Dimensions: 10.67" h x .75" w x 9.57" l, 2.55 pounds
  • Binding: Hardcover
  • 240 pages
Features
  • Used Book in Good Condition

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Minggu, 06 Mei 2012

[O102.Ebook] Free PDF The Legend of Altazar: A Fragment of the True History of Planet Earth, by Solara

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The Legend of Altazar: A Fragment of the True History of Planet Earth, by Solara

This long forgotten history triggers our ancient memories of the true history of Planet Earth. Travel with Altazar, a High King of Lemuria, through the final days of Lemuria, the Tower of Light of AN to the sinking of Atlantis, the founding of Egypt and far beyond. Discover the ancient mystical Kingdom of AN in South America as Altazar journeys from mastery into denial until he finally regains his freedom! An immensely touching saga of love, adventure and remembrance.

  • Sales Rank: #417136 in eBooks
  • Published on: 2011-04-08
  • Released on: 2011-04-08
  • Format: Kindle eBook

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3 of 3 people found the following review helpful.
ancient wisdom for modern times
By M. Hawkins
This "legend" as another reviewer pointed out synchs with much of what is now recognized of the ancient civilizations. Often while reading, I would fall asleep (Kindle on the chest or bed) and this vivid account stirred vivid dreams within me. No doubt it stirred my own ancient memories of this little, blue planet. Some of those memories have been confirmed (thru hypnosis) to have come from Lemuria and Ancient Egypt.

If the description or any of the reviews strike a chord with you in some way, grab a copy and read it. You won't be disappointed.

0 of 0 people found the following review helpful.
Highly recommended spiritual novel!
By Georgi Karamihaylov
This story has touched me. It come from the past or future. However it awake remembering of much advanced civilization as well longing for it now!

It is also about love, self discovery , spiritual realms and so on. I enjoy reading it!!!!

4 of 4 people found the following review helpful.
Powerful
By Curt Curley
This is very very powerful information. Only a handful will understand and appreciate what is written here and what this means to the human race. The Legend of Altazar is awesome beyond words!!! Thank you again Solara for all that you do for this planet and beyond!!!

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Jumat, 04 Mei 2012

[W913.Ebook] Ebook Download Overcoming: Discover How to Rise Above and Beyond Your Overwhelming Circumstances in Life, by Steve Mays

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Overcoming: Discover How to Rise Above and Beyond Your Overwhelming Circumstances in Life, by Steve Mays

Bad things can (and do) happen to good people. Sometimes difficult circumstances are the natural result of our own choices, but other times they stem from someone else's bad behavior. Either way, God is calling Christians to move beyond adversity and live a victorious life that brings glory to His name.

Can we overcome our debilitating emotions? Can we rise above our overwhelming circumstances? Steve Mays insists that we can and must, with the power of the Holy Spirit. Mays helps readers deal with discouragement, fear, depression, hostility, and worry and invites them to build character by overcoming distraction, selfishness, and weakness. Finally, he shows readers how to grow by teaching them how to deal with criticism, jealousy, irresponsibility, and suffering.

  • Sales Rank: #766087 in eBooks
  • Published on: 2012-03-21
  • Released on: 2012-03-21
  • Format: Kindle eBook

About the Author
�STEVE MAYS is the senior pastor of Calvary Chapel South Bay in Gardena, California for over 31 years. He is a well-known conference and commencement speaker, author and radio personality through the Light of the Word broadcast, heard by thousands throughout the country and abroad. He has also taught at the Christian Embassy United Nations in New York as well as at the Ambassador Study, the Diplomat Study and the Pentagon in Washington DC. Steve has been married to his wife, Gail, for 40 years. They have two grown children and four grandchildren.

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3 of 3 people found the following review helpful.
A must read for anyone going through difficult times
By Ang Blevins
I was given this book last year as a gift and I instantly fell in love with it. Just the title alone, Overcoming: Discover How to Rise Above and Beyond Your Overwhelming Circumstances in Life immediately had my attention. I defiantly wanted to OVERCOME my overwhelming circumstances! I found it to be a very insightful book with lots of hope, encouragement, and wisdom. It’s a must read for anyone going through difficult times. Each chapter begins with a bible verse and ends with a bullet list of “points to ponder”. There is also a scripture reference guide in the back of the book.

Pastor Steve Mays does a very good job at connecting with the reader! Before he gets into the meat and potatoes of each chapter he gives a personal touch by giving a view into his life and connecting each chapter title with a personal story.

Overcoming is full of memorable quotes so you better have your highlighter ready when reading this book!

2 of 2 people found the following review helpful.
Overcoming - Uplifting and Encouraging
By Gospel Music Lover
I am finding that "Overcoming" is a great book to have in your teaching library. I love the way Pastor Steve Mays teaches; he makes everything so easy to understand and he leaves you wanting more. I was introduced to his church, Calvary Chapel Southbay here in Gardena, CA, and I was truly amazed with his teaching; hen I returned home I looked to see what books he had written and I came across several, but decided to start within"Overcoming", since I needed help in that area right now, let's just say, I can't put this book down. I would highly recommend.

1 of 1 people found the following review helpful.
Help to Push through Life's Challenges
By W. Terry Whalin
Each day life deals challenges that some people call "problems." Pastor Steve Mays has been dealt more than his fair share yet managed to overcome and thrive in spite of it. In the pages of OVERCOMING, you will gain insights and ready-made encouragement from the Scriptures to handle whatever you are facing. This book tackles thirteen key areas which throw up life barriers and God's Word gives us the tools to overcome. Each chapter is filled with straight-forward insight and instruction. For example in the chapter on overcoming suffering, Mays writes, "The Bible promises us that we will be comforted in our suffering. It does not promise that we will always understand our suffering, nor does it promise that God will deliver us from pain, suffering or even death; but it does promise He will always be with us." (Page 34) Every chapter includes simple personal application questions for the reader called Points to Ponder.

The final pages of OVERCOMING asks, "What are you trying to overcome in your life today? Have you been trying to change but feel like you keep slamming your head against a wall? Do you keep failing? Have you tried every 12-step program, self-help book and positive thinking exercise there is, only to come up short? I want to encourage you to start with the right foundation--a personal relationship with Jesus Christ. Only God, working in and through you, can give you the victory of overcoming." (Page 169)

I recommend you read this book with your yellow highlighter in hand--and apply the principles to your everyday life.

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[R596.Ebook] Ebook The Princess and the Frog: Tiana's New Dream (Leap Frog TAG Reading System), by LeapFrog; LeapFrog Staff

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book, used childrens

  • Sales Rank: #1778176 in Books
  • Brand: Brand: Leap Frog
  • Published on: 2009-01-01
  • Number of items: 1
  • Binding: Hardcover
  • 24 pages
Features
  • Used Book in Good Condition

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The Princess and the Frog: Tiana's New Dream (Leap Frog TAG Reading System), by LeapFrog; LeapFrog Staff PDF
The Princess and the Frog: Tiana's New Dream (Leap Frog TAG Reading System), by LeapFrog; LeapFrog Staff EPub
The Princess and the Frog: Tiana's New Dream (Leap Frog TAG Reading System), by LeapFrog; LeapFrog Staff Doc
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The Princess and the Frog: Tiana's New Dream (Leap Frog TAG Reading System), by LeapFrog; LeapFrog Staff PDF

The Princess and the Frog: Tiana's New Dream (Leap Frog TAG Reading System), by LeapFrog; LeapFrog Staff PDF

The Princess and the Frog: Tiana's New Dream (Leap Frog TAG Reading System), by LeapFrog; LeapFrog Staff PDF
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